Thursday, 21st March, 2024

I was meant to do a write up each month about expenses, to force myself to see what I’ve spent. I have my spreadsheet which tells me the numbers but I have no context for it. I like doing this in dokuwiki as it feels organised (although I since realised I didn’t do January in there and did it in tiddlywiki). The dokuwiki needed upgrading, which was as easy as clicking next a few times. I then went to my private section and realised I had some journal entries about work from July-November 2022 in there. Was interesting going back and reading those.

Since went to TW to look at January’s summary. Nice to see, I should do February’s, but it’s also 2315 and I should go to bed.

This all started as I’m trying to figure out my pension contribution if I go part time vs. take home pay. So I come back to the question of how much do I need? Which is always tricky to answer as every month is different and there’s always some thing. Interestingly, the monthly average spend of 2022 and 2023 are the same. Maybe that’s a good target to aim for. Those included big things like EV charger install, kitchen deposit and whatever else, however, I suppose it accounts for future random things that occur.

Hmm the sum of the monthly averages is different from the average of the monthly sums. 🤔

I’m usually the guilty party spending money on excessive things…laptops, cameras, radios 😅 So if I want to save more then I should stop what I’m spending.

I decided on a figure. Then I changed it by 1 percentile and things don’t change that much (funnily enough), so why not do 1 more…but where does it stop…Time for a graph!